Unlock Seamless Payments with Our Cloud Based QR Terminal
Say goodbye to traditional hardware and hello to a more flexible, cost-effective way to accept payments.
It’s free and takes less than a minute!
Trusted by These Companies
Transform Your Mobile Device into a Payment Terminal
Ideal for small businesses, freelancers and e-commerce sellers—experience easy, secure and fast payments every time.
1
Convenience and Portable
Turn your smartphone into a payment terminal anywhere, anytime.
2
Cost-Effective Solution
Save on hardware costs and reduce maintenance needs.
3
T + 1 Settlement Receive earnings the next working day.
Ethical Payments, Shariah-Certified
Certified Shariah-compliant by Dr. Zaharuddin Abd. Rahman from Elzar Shariah Solutions & Advisory, we adheres to Islamic finance principles, providing a payment solution that aligns with your values.
Millions in Transactions
RM105,731,192
Payment Links Generated
3.81M++
How it Works
Our QR payment system simplifies transactions with a secure, streamlined process that takes seconds to complete.
1
Register Your Account
· Sign up for our platform by creating an account on our website.
· Integrate Bayarcash payment gateway to enable secure transactions.
2
Access the Web Portal
· Log in to our cloud-based platform using your computer or mobile device.
· Navigate to the QR Terminal section.
3
Generate QR Code
· Create a unique QR code for each transaction. You can input the transaction amount and other relevant details.
4
Customer Scan
· Display the generated QR code to your customer.
· Customers scan the code using their preferred payment app on their smartphone.
5
Instant Payment
· Payment is processed securely in real time through the integrated payment gateway.
· Our system ensures that transactions are encrypted and secure.
6
Confirmation
· Both you and customer receive instant confirmation of the completed transaction.
· This ensures transparency and trust in the payment process.
Ethical Payments, Shariah-Certified
Certified Shariah-compliant by Dr. Zaharuddin Abd. Rahman from Elzar Shariah Solutions & Advisory, we adheres to Islamic finance principles, providing a payment solution that aligns with your values.
Millions in Transactions
RM105,731,192
Payment Links Generated
3.81M++
Features That Drive Your Business Forward
Powerful, easy-to-use features that streamline payments and fuel your business growth.
Accept Instant Payments from 48+ Banks.
Simplify transactions with DuitNow Transfer, meeting your customers’ preferences while ensuring your business thrives with seamless, secure payments across Malaysia.
Offer Flexibility with Credit Card Payments.
Easily accept credit card payments while leveraging the convenience of DuitNow. Provide your customers with flexible payment options that cater to their needs and expand your business’s reach across Malaysia.
Simplify Payments with Dynamic QR Codes.
Create dynamic QR code for payments via any bank or ewallet.
Merchant Portal
Access a centralized dashboard to manage transactions, track sales, and monitor customer interactions. Easily update payment settings, view transaction history, and generate reports to optimize your business operations.
Scalable Pricing.
Only pay for what you use. Perfect for growing businesses.
Singapore
Indonesia
ThailandGrow Steady Revenue with Recurring Payments.
Easily collect recurring payments with a one-time consent from your customers. Securely receive payments through their mobile, MyKad, Business Registration or bank account.
Recover Lost Sales for WooCommerce Users.
Empower WooCommerce users to recover lost sales by following up on failed or on-hold orders. Create payment links, reach out via email or messaging apps and turn missed opportunities into completed sales.
Bayarcash payment link generated: https://bcl.my/22176
Order status changed from On hold to Processing.
Loved by Customers
Hear how we’ve helped businesses grow with smoother transactions and higher sales.
“Creating payment links became fast and easy. Plus, the biggest relief was eliminating manual payment verification. This simplified our process and transformed our entire service experience..”
Adly Mukhtar,
Co-founder of Sihaté.
“We struggled to offer enough payment options for customers we closed manually, but BCL changed everything. With instant transfer, credit card and BNPL options, it made payments easier and boosted our conversion rates.”
Nurnabilah,
Director of AMRU.
“With BCL, my clients can now pay in just a few clicks!”
Maisarah,
Freelance Designer.
“BCL makes collecting tuition fees easy!. Parents can pay in just a few clicks.”
Cikgu Siti,
Founder of Pusat Tuisyen Yusuf Club.
“It's simple & perfect for growing business like ours!”
Leena,
Founder of Ola Agency.
Choose the Perfect Plan for Your Business
Find the right package to match your needs-whether you’re just starting out or scaling fast.
Free
RM 0
- FPX transaction fees as low as RM1.00
- Unlimited Payment Form
- Unlimited Payment Link
- Support Affiliate System
- Support Coupon Feature
- Support Marketing Tracking
- Basic Support
- No Free Domain
Premium Add On
- E-Invoice MyInvois LHDN
- COD & Manual Bank Transfer
- More upcoming premium add-on soon...
Package Niaga
Early bird offer
RM 888 /year
- FPX transaction fees as low as RM1.00
- Unlimited Payment Form
- Unlimited Payment Link
- Support Affiliate System
- Support Coupon Feature
- Support Marketing Tracking
- Fast Support
- Free Domain .com only
Premium Add On
- E-Invoice MyInvois LHDN
- COD & Manual Bank Transfer
- More upcoming premium add-on soon...
Recommended
Package Niaga Pro
Early bird offer
RM 1,888 /year
- FPX transaction fees as low as RM1.00
- Unlimited Payment Form
- Unlimited Payment Link
- Support Affiliate System
- Support Coupon Feature
- Support Marketing Tracking
- Fast Support
- Free Domain .com/ .my / .com.my
Premium Add On
- E-Invoice MyInvois LHDN
- COD & Manual Bank Transfer
- More upcoming premium add-on soon...
Pay as You Go Pricing
No subscriptions, no monthly fees. You’ll always see the fee upfront and only pay for what you use.
Online Banking / eWallet
Receive instant payments from over 48+ banks in Malaysia.
RM1.00
per successful transaction
Local Dynamic DuitNow QR Code
Accept payments by utilizing a dynamic DuitNow QR technology from local bank.
eWallet
Receive instant payments from major ewallet provider in Malaysia.
BNPL
Offer flexible installment payments with Boost PayFlex.
1.0%
per successful transaction
Cross Border QR Code
Connect instantly with customers from Indonesia, Singapore, and Thailand through their preferred payment methods including DBS PayLah!, QRIS, PromptPay, and Alipay.
2.0%
per successful transaction
Dynamic DuitNow QR Code
Accept payments by utilizing a dynamic DuitNow QR technology.
RM0.50
per successful transaction
Your Questions, Answered
Quick answers to help you make the most of BCL and streamline your payments.
What is a cloud-based QR Terminal?
A web app that allows you to generate dynamic QR codes for secure payments using your smartphone.
What payment methods does QR terminal support?
BCL supports a variety of payment methods, including instant bank transfers (FPX), credit and debit cards, Buy Now, Pay Later (BNPL) options like Boost, and DuitNow QR for instant payments.
Can QR Terminal handle cross-border payments?
Absolutely! BCL enables you to accept payments from countries like Indonesia, Singapore, and Thailand without needing a local bank account or physical presence. Payments from the Philippines and China are coming soon.
How quickly will I receive payments in my bank account?
All payments are processed and settled directly to your bank account within the next working days (T+1), ensuring quick and reliable transfers.
BCL.my is an all-in-one payment platform that lets you create QR terminal, payment forms, accept instant payments, and manage e-invoices quickly.