Transform Your Mobile Device into a Payment Terminal

Ideal for small businesses, freelancers and e-commerce sellers—experience easy, secure and fast payments every time.

Convenience and Portable

Turn your smartphone into a payment terminal anywhere, anytime.

Cost-Effective Solution

Save on hardware costs and reduce maintenance needs.

T + 1 Settlement

Receive earnings the next working day.

How it Works

Our QR payment system simplifies transactions with a secure, streamlined process that takes seconds to complete.

· Sign up for our platform by creating an account on our website.

· Integrate Bayarcash payment gateway to enable secure transactions.

Access the Web Portal

· Log in to our cloud-based platform using your computer or mobile device.

· Navigate to the QR Terminal section.

Generate QR Code

· Create a unique QR code for each transaction. You can input the transaction amount and other relevant details.

Customer Scan

· Display the generated QR code to your customer.

· Customers scan the code using their preferred payment app on their smartphone.

Instant Payment

· Payment is processed securely in real time through the integrated payment gateway.

· Our system ensures that transactions are encrypted and secure.

Confirmation

· Both you and customer receive instant confirmation of the completed transaction.

· This ensures transparency and trust in the payment process.

Features That Drive Your Business Forward

Powerful, easy-to-use features that streamline payments and fuel your business growth.

Accept Instant Payments from 48+ Banks.

Simplify transactions with DuitNow Transfer, meeting your customers’ preferences while ensuring your business thrives with seamless, secure payments across Malaysia.

Offer Flexibility with Credit Card Payments.

Simplify Payments with Dynamic QR Codes.

Merchant Portal

Access a centralized dashboard to manage transactions, track sales, and monitor customer interactions. Easily update payment settings, view transaction history, and generate reports to optimize your business operations.

Scalable Pricing.

Only pay for what you use. Perfect for growing businesses.

Loved by Customers

Hear how we’ve helped businesses grow with smoother transactions and higher sales.

“Creating payment links became fast and easy. Plus, the biggest relief was eliminating manual payment verification. This simplified our process and transformed our entire service experience..”

Adly Mukhtar,

Co-founder of Sihaté.

“We struggled to offer enough payment options for customers we closed manually, but BCL changed everything. With instant transfer, credit card and BNPL options, it made payments easier and boosted our conversion rates.”

Nurnabilah,

Director of AMRU.

“With BCL, my clients can now pay in just a few clicks!”

Maisarah,

Freelance Designer.

“BCL makes collecting tuition fees easy!. Parents can pay in just a few clicks.”

Cikgu Siti,

Founder of Pusat Tuisyen Yusuf Club.

“It's simple & perfect for growing business like ours!”

Leena,

Founder of Ola Agency.

Choose the Perfect Plan for Your Business

Find the right package to match your needs-whether you’re just starting out or scaling fast.

Free

RM 0

FPX transaction fees as low as RM1.00
Unlimited Payment Form
Unlimited Payment Link
Support Affiliate System
Support Coupon Feature
Support Marketing Tracking
Basic Support
No Free Domain

Premium Add On

E-Invoice MyInvois LHDN
COD & Manual Bank Transfer
More upcoming premium add-on soon...

Package Niaga

RM 888 /year

FPX transaction fees as low as RM1.00
Unlimited Payment Form
Unlimited Payment Link
Support Affiliate System
Support Coupon Feature
Support Marketing Tracking
Fast Support
Free Domain .com only

Premium Add On

E-Invoice MyInvois LHDN
COD & Manual Bank Transfer
More upcoming premium add-on soon...

Recommended

Package Niaga Pro

RM 1,888 /year

FPX transaction fees as low as RM1.00
Unlimited Payment Form
Unlimited Payment Link
Support Affiliate System
Support Coupon Feature
Support Marketing Tracking
Fast Support
Free Domain .com/ .my / .com.my

Premium Add On

E-Invoice MyInvois LHDN
COD & Manual Bank Transfer
More upcoming premium add-on soon...

Pay as You Go Pricing

No subscriptions, no monthly fees. You’ll always see the fee upfront and only pay for what you use.

Local Dynamic DuitNow QR Code

Accept payments by utilizing a dynamic DuitNow QR technology from local bank.

eWallet

Receive instant payments from major ewallet provider in Malaysia.

BNPL

Offer flexible installment payments with Boost PayFlex.

1.0%

per successful transaction

Cross Border QR Code

Connect instantly with customers from Indonesia, Singapore, and Thailand through their preferred payment methods including DBS PayLah!, QRIS, PromptPay, and Alipay.

2.0%

per successful transaction

Your Questions, Answered

Quick answers to help you make the most of BCL and streamline your payments.

What is a cloud-based QR Terminal?

A web app that allows you to generate dynamic QR codes for secure payments using your smartphone.

What payment methods does QR terminal support?

BCL supports a variety of payment methods, including instant bank transfers (FPX), credit and debit cards, Buy Now, Pay Later (BNPL) options like Boost, and DuitNow QR for instant payments.

Can QR Terminal handle cross-border payments?

Absolutely! BCL enables you to accept payments from countries like Indonesia, Singapore, and Thailand without needing a local bank account or physical presence. Payments from the Philippines and China are coming soon.

How quickly will I receive payments in my bank account?

All payments are processed and settled directly to your bank account within the next working days (T+1), ensuring quick and reliable transfers.

BCL.my is an all-in-one payment platform that lets you create QR terminal, payment forms, accept instant payments, and manage e-invoices quickly.

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