One link. Everything you sell.

Build a form. Share the link. Get paid.

Take orders, fees, bookings and tickets with one link. Put it on social media, anywhere, and watch each payment come in.

Transactions: every payment in one list

Trusted by these companies

  • De'Xandra
  • Siti Khadijah
  • Nasken Coffee
  • SyriaCare
  • Monaliza
  • SimplySiti
  • AFL
  • Selangor FC II
  • Kedah FA
  • sifuBad
  • TotalMen
  • Sihaté
  • Amru
  • Daily Media
  • Galeri Ilmu
  • Far Capital
  • HALUAN
  • ISMA
  • Alanizz
  • Alun Enterprise
  • Amalan Sunnah
  • Ark Ternak Farm
  • Asutra Holidays
  • Khayr
  • Bonda Learning Centre
  • Ceritakita Publication
  • Academy Pixel & Borders
  • F D'Saji
  • Kembara Sufi Travel & Tours
  • Kelantan Red Warriors
  • Malaysian Association of Rehabilitation Physicians
  • Melon Rush
  • MZ Holidays
  • Negeri Sembilan FC
  • NTS Printing
  • PIBG SMK TAM
  • PKPP Hospital Selayang
  • Pusat Tuisyen Zifzan
  • Renjis Boutique
  • Tudung si Comel
  • SMITI
  • Tabung Haji Travel
  • Unity
  • Klinik Usraa
  • Cinta Gaza Malaysia

Selling is easy. Chasing payments is not.

No more "dah bayar?" messages, blurry transfer slips or orders copied into a notebook.

Checking transfer slips

Every order means opening a screenshot, then your bank app, to see if the money really came in.

Typing orders by hand

Names, sizes, addresses & quantities copied from chats into a notebook or spreadsheet, one by one.

Answering the same questions

"Still in stock?", "Any slots left?", "Where is my receipt?" The same replies, all day & late at night.

Three steps. No coding.

Build a form, share one link anywhere, and see every payment arrive in your Transactions.

Edit Payment Form: title, slug and items for a T-shirt with variations

Let customers pay the way they like.

FPX and DuitNow QR as standard. Cards, e-wallets, PayLater and cross-border QR once Bayarcash switches them on.

Standard FPX online banking from every Malaysian bank, plus DuitNow QR they scan with any banking or e-wallet app. Ready the moment you start.
  • FPX
  • DuitNow QR
Cards Visa and Mastercard cards from any country, so overseas buyers can pay too.
  • Visa
  • Mastercard
E-wallets Touch 'n Go eWallet, Boost and GrabPay, the wallets Malaysians already pay with every day.
  • Touch 'n Go eWallet
  • Boost
  • GrabPay
Buy Now, Pay Later → Let customers split the bill
  • SPayLater
  • PayLater by Grab
  • Boost PayFlex
Cross-border QR Singapore, Indonesia, Thailand & China
  • NETS
  • QRIS
  • PromptPay
  • Alipay
  • WeChat Pay
COD & bank transfer With the COD & Manual Transfer add-on
  • Cash on Delivery
  • Manual Bank Transfer
Recurring Your customer authorises once, then Direct Debit takes the payment weekly or monthly. Sits on its own form, apart from other options.
  • Direct Debit

Your money goes through Bayarcash.

BCL builds your pages and records each sale. Bayarcash collects the payment and pays it out to your bank.

Buyer pays

Your customer opens your link and pays with online banking, DuitNow QR or another method you offer.

Bayarcash collects

Bayarcash, the payment gateway, takes the payment on its own payment page and tells BCL the result.

Paid out to your bank

Bayarcash pays the money out to your bank account, minus its fee. You see payouts in the Bayarcash Console.

BCL records the sale

BCL marks the order paid, sends the receipt and runs your alerts, affiliates and automations.

Learn more

Owners who switched to BCL

In their own words, from the businesses that use BCL every day.

  • Creating payment links became fast and easy. Plus, the biggest relief was eliminating manual payment verification. This simplified our process and transformed our entire service experience.
    Adly MukhtarCo-founder, Sihaté
  • We struggled to offer enough payment options for customers we closed manually, but BCL changed everything. With instant transfer, credit card and BNPL options, it made payments easier and boosted our conversion rates.
    NurnabilahDirector, AMRU
  • With BCL, my clients can now pay in just a few clicks!
    MaisarahFreelance designer
  • BCL makes collecting tuition fees easy. Parents can pay in just a few clicks.
    Cikgu SitiFounder, Pusat Tuisyen Yusuf Club
  • It's simple & perfect for a growing business like ours!
    LeenaFounder, Ola Agency

Questions owners ask

New to BCL? Start here for selling basics, Test Mode, payment methods, add-ons and refunds.

What is BCL?

BCL is a no-code selling platform for Malaysian small businesses. Build a payment form, payment link, ticketed event or booking page, share one link on WhatsApp, TikTok or Instagram, and see every sale in one place. Bayarcash, a Malaysian payment gateway, collects the payments and pays them out to your bank.

Can I start before my Bayarcash account is approved?

Yes. New accounts start in Test Mode, so you can build and try your forms first. Test payments go to the Bayarcash sandbox and nothing is charged. Your forms keep working after you connect Bayarcash.

Read the guide

Which payment methods can my customers use?

FPX online banking and DuitNow QR come as standard. Cards (Visa and Mastercard), e-wallets (Touch 'n Go eWallet, Boost, GrabPay), Buy Now Pay Later (SPayLater, PayLater by Grab, Boost PayFlex) and cross-border QR (Singapore, Indonesia, Thailand and China) appear once Bayarcash switches them on for your account. Prices are in RM.

Read the guide

Do I need an add-on?

Not to start. Payment forms, payment links, coupons and transactions need no add-on. Add-ons unlock Event Management, Lead Forms, OTP-Protected Content, COD & Manual Transfer, LHDN E-Invoice and Courier Integration. Each is monthly or yearly, renewals are invoiced (never auto-charged), and you can cancel yourself.

Read the guide

How do refunds work?

BCL has no refund button. Return the money to your customer yourself (for example by bank transfer), then cancel the order in BCL so your records match.

Read the guide

Who do my customers contact about their order?

You. Orders, deliveries, bookings and refunds are between you and your customer, not BCL or Bayarcash. Your contact details are on their receipt, and they can look up their orders and receipts in the Customer Portal with a one-time code.

Read the guide

Do I need a website to use BCL?

No. Each form has its own link, and your BCL homepage lists all your forms on one link. Share it on WhatsApp, Instagram, TikTok or a printed QR. If you already have a website, you can embed a form on it.

Read the guide

What can I sell with BCL?

Products, class and tuition fees, donations, event tickets, bookings, paid videos and files, and counter payments with QR Terminal. Events, Lead Forms and Protected Content need their add-on. Bookings, payment forms and payment links do not.

Read the guide

Ready when you are.

Set up your first form today and try it out. When you are ready for real payments, connect Bayarcash and the same form goes live.

Create your first form