Your phone is now a payment counter.
Key in the amount, show the QR, and hear the chime when the customer's payment lands. Works at a stall, a bazaar table, a shop counter or an event booth.
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What you get
A QR for the exact bill, a cashier login for the counter only, and every sale saved in your BCL sales list.
Key in the amount, show the QR
Key in the amount on the keypad or tap a quick amount, then tap Generate QR. Your customer scans the DuitNow QR with their banking or e-wallet app, and Payment Received appears with a chime, so there is no transfer screenshot to check. The minimum is RM2.00, and you can set your own quick amounts.
A cashier login with just the counter
Add your cashier as a Team member with only Can View Transactions turned on, and their menu shows just the Dashboard, Transactions and QR Terminal. They take payments on their own login and see only the sales they took. Your forms, customers and Bayarcash settings stay out of their reach.
Every QR sale in one list
Every QR payment lands in Transactions next to your form and payment link sales, recorded under the cashier who took it. Closing up means checking one total, not adding a counter tally to an online one. The cards at the top show Total Transactions, Successful Amount and your Top Form.
What you can do
Tap quick amounts, attach customer details, offer several QR channels and recheck a late payment.
Key in or tap a quick amount
Use the keypad, or your own Quick Amounts (RM). The minimum is RM2.00.
Add the customer
Open Customer (optional) to record a name, phone or email against the payment.
Offer more than one QR channel
Choose your QR Payment Channels, such as DuitNow QR. With one channel, the terminal uses it without asking.
Check a late payment
If the code expires, tap Customer already paid? Check status before you make a new one. Or tap REGENERATE QR for a fresh code at the same amount.
New POS screen
The POS screen shows the amount, the code, the order number and a countdown, then resets itself for the next customer.
Every payment in one list
QR payments are recorded like any other sale, against the cashier who took them.
Used by
Cafe tills, bazaar tables, event merchandise booths and donation tables take payment through it.
Jobs it helps with
Good to know
Limits to check before you build, and the add-ons that some features need.
- QR Terminal always takes live payments through your Bayarcash account, even in Test Mode. Test it with a small amount.
- The minimum amount is RM2.00.
- Each code is valid for about a minute. Tap REGENERATE QR for a fresh one.
- QR Terminal needs a connected Bayarcash account; its settings tab is locked until then.
- There is no Cashier role. Use the Team role with Can View Transactions.
- While Test Mode is on, Transactions lists test payments only, so live QR payments show there once Test Mode is off.
Questions owners ask
Which apps can scan, expired codes, cashier limits and how it behaves in Test Mode.
Which QR methods can my customer scan?
DuitNow QR comes as standard, and cross-border QR comes with it: NETS (Singapore), QRIS (Indonesia), PromptPay (Thailand), Alipay and WeChat Pay (China). SPayLater QR and Boost PayFlex QR appear in QR Payment Channels once Bayarcash switches them on for your portal. Your customer still pays you in RM.
The QR code expired but my customer says they paid. Did I lose the payment?
No. On the expired screen, tap Customer already paid? Check status. BCL checks the payment again before you make a new code.
Can my cashier use QR Terminal without seeing my whole account?
Yes. Add them as a Team member and turn on only Can View Transactions. They get QR Terminal and see only the payments they take.
Does QR Terminal work in Test Mode?
It always takes real payments through your connected Bayarcash account, even in Test Mode. Test with the smallest amount, RM2.
What is BCL, and how does it work with Bayarcash?
BCL is a no-code selling platform for Malaysian small businesses: you build payment forms, payment links, tickets and bookings, share one link and see every sale. Bayarcash is the payment gateway behind it: it collects the payment and pays it out to your bank, minus its fee. To take real payments you need an approved Bayarcash merchant account.
Which payment methods can my customers use?
FPX online banking, DuitNow QR and cross-border QR (Singapore, Indonesia, Thailand and China) come as standard. Cards (Visa and Mastercard), e-wallets (Touch 'n Go eWallet, Boost, GrabPay) and Buy Now Pay Later (SPayLater, PayLater by Grab, Boost PayFlex) appear once Bayarcash switches them on for your account. Prices are in RM.
Step-by-step guides
Set it up with the help pages on docs.bcl.my.
Ready when you are.
Set up your first form today and try it out. When you are ready for real payments, connect Bayarcash and the same form goes live.