Key in the amount. Show the QR.
No card terminal needed. QR Terminal turns your phone, tablet or laptop into a counter for stalls, bazaars and shops.
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Before & after BCL
Replace a static QR and nervous screen-checking with an exact-amount code and a chime.
How it works
Set it up once, then every sale is three moves: key in, show the QR, hear the confirmation.
What you can do
Quick amounts, cashier logins, late-payment checks and a Payment Link backup keep the queue moving.
A QR for every sale
Each code carries the amount you keyed in. No more printed QR with no amount.
Quick amounts
Preset buttons for your usual prices. Set your own under Quick Amounts (RM), or keep the defaults.
Expired code? Check first
If a code expires and the customer says they paid, tap Customer already paid? Check status before you make a new one.
Cashier logins
BCL has no Cashier role. Add your cashier as a Team member with only Can View Transactions. They see only their own sales.
Payment Link as a backup
Create a Payment Link from Quick Actions when a customer is not at the counter.
Who uses it
Cafe counters, bazaar stalls, event booths and fashion pop-ups take payment without a card terminal.
How your customers pay
QR Terminal uses your connected Bayarcash account and takes DuitNow QR and the QR channels your portal supports. The minimum payment is RM2.00.
It always takes live payments, even in Test Mode, so try it with RM2.00. Money goes through Bayarcash to your bank and BCL records the sale.
- Standard
- Cards
- E-wallets
- Buy Now, Pay Later
- Cross-border QR
Good to know
Limits to check before you build, and the add-ons that some features need.
- The minimum payment is RM2.00.
- QR Terminal always takes live payments, even when Test Mode is on. Every code it shows is a real payment request.
- A code is valid for about a minute. After that you see QR EXPIRED.
- With Test Mode on, Transactions lists only test payments, so QR payments are not shown until your account is live.
- There is no Cashier role. Use a Team member with Can View Transactions.
- There is no refund button. Refund outside BCL, then cancel the order.
Questions owners ask
Accepting DuitNow QR without hardware, testing with a small real amount, expired codes and cashier access.
How do I accept DuitNow QR without a card terminal?
To accept DuitNow QR at a stall, bazaar or shop without a card terminal, open QR Terminal in BCL on a phone, tablet or laptop, key in the amount and show the QR. The customer scans it with their banking or e-wallet app and you see Payment Received. The minimum is RM2.00, and payments go through your Bayarcash account.
Can I test QR Terminal without taking real money?
No. QR Terminal always uses your connected Bayarcash account, even when Test Mode is on. Test it with the smallest amount, RM2.00.
The QR expired but my customer says they paid. What now?
Tap Customer already paid? Check status. BCL checks the payment again before you make a new code.
Can my cashier use it without seeing my whole account?
Yes. Add them as a Team member and turn on only Can View Transactions. They can use QR Terminal and see only their own sales.
What is BCL, and how does it work with Bayarcash?
BCL is a no-code selling platform for Malaysian small businesses: you build payment forms, payment links, tickets and bookings, share one link and see every sale. Bayarcash is the payment gateway behind it: it collects the payment and pays it out to your bank, minus its fee. To take real payments you need an approved Bayarcash merchant account.
Step-by-step guides
Set it up with the help pages on docs.bcl.my.
Ready when you are.
Set up your first form today and try it out. When you are ready for real payments, connect Bayarcash and the same form goes live.